Private classic & luxury car lending

Loans against classic & luxury cars

Access loans from $50,000 to $5 million secured against eligible classic and luxury cars, without selling the car you want to keep.

ALYRA lends against Ferrari, Porsche, Lamborghini, Aston Martin, Bentley, Rolls-Royce and other collectible marques, through specialist assessment and secure custody.

Licensed pawnbroker · Specialist response usually within one business day

Grey Lamborghini Aventador Ultimae studio shot

Keep your car

A loan, not a sale.

In short: ALYRA lends $50,000 to $5 million against Ferrari, Porsche, Lamborghini, Aston Martin and other collectible cars — and you keep ownership throughout the loan.

A car can hold significant value while remaining a piece you want to keep.

ALYRA lends against classic and luxury cars so you can access funds without parting with yours. Your car is assessed privately, held securely for the agreed term, and returned once the loan is repaid.

No auction. No public listing. No obligation.

What we lend against

Cars we lend against.

ALYRA lends against collectible marques with clear title and proven resale demand, including those below.

Ferrari
Porsche
Lamborghini
Aston Martin
Bentley
Rolls-Royce
Mercedes-Benz
McLaren

Sought-after models typically support the strongest terms. If your marque is not listed, you are still welcome to enquire.

Loan range

How much you can borrow.

$50k–$5m

Loans range from $50,000 to $5 million. The amount available depends on the car and its suitability as loan security.

A specialist will review the make, model, condition, originality, documentation, mileage and current market demand before any offer is made.

Red Ferrari LaFerrari displayed in a showroom

Specialist assessment

What we assess.

Every car is reviewed individually.

  • Make & model
  • Overall condition
  • Originality & matching numbers
  • Service history
  • Documentation
  • Mileage
  • Rarity
  • Current demand
  • Provenance

How it works

From confidential enquiry to car return.

A simple, private process from first enquiry to the return of your car.

  1. 01

    Share your car details

    Submit photos, key details and any documents you have. ALYRA reviews your enquiry privately and confirms whether the car is suitable for assessment.

  2. 02

    Receive a specialist assessment

    A specialist reviews the car's condition, documents, value, authenticity and market demand.

  3. 03

    Review your loan offer

    If approved, you receive a written offer setting out the loan amount, fees, interest, repayment terms and redemption rights before you proceed.

  4. 04

    Repay and retrieve your car

    Your car is held securely during the loan term and returned once the loan is repaid under the agreed terms.

Security & custody

Securely held until repayment.

When a loan proceeds, your car is documented on arrival, photographed and held in secure custody for the agreed term. Insurance may apply while it is held, subject to policy terms, asset approval, valuation limits and custody conditions.

You remain the owner throughout. ALYRA holds the car only as security for the loan.

Custody process

  1. 1
    Documented on arrival
    The car is received, identified and reviewed against available documents.
  2. 2
    Photographed & catalogued
    Its condition and details are photographed and recorded before custody.
  3. 3
    Held in secure custody
    The car is held securely for the agreed loan term, subject to custody and insurance terms.
  4. 4
    Returned after repayment
    Once the loan is repaid under the agreed terms, the car is returned to you.

Discretion

Handled in confidence.

Your enquiry is private from the first contact.

Your car is never listed, marketed or sent to auction. You deal confidentially through assessment, custody and completion.

Your options

Borrow or sell privately.

Borrow

Borrowing may suit clients who want access to funds while keeping ownership of their car during the loan term.

Sell

If you are ready to sell permanently, ALYRA may also provide a private purchase offer where available. Any decision to sell is considered separately from borrowing.

Your specialist

Speak with a specialist.

Eden John, Principal Valuation Specialist
Eden John
Principal Valuation Specialist

Eden John leads ALYRA's valuation process, with experience across high-value watches, jewellery, diamonds, and collectible assets for private clients.

From first enquiry to completion, you deal directly and confidentially.

Speak With a Specialist

Questions

Common questions.

Everything else is explained privately before you proceed. Speak with a specialist about your car in confidence.

Request a Confidential Valuation
Can I borrow against a Ferrari?

Yes. ALYRA considers selected Ferraris for lending, subject to model, condition, originality, documentation, ownership records, market demand, valuation and approval.

Do I need the service history and documents?

Service records, the owner's manuals and build documentation help establish value and can support stronger terms. They are not always essential. Tell us what you have.

What if I have lost some of the paperwork?

It is still worth enquiring. A specialist can assess the car on its own merits, and history can sometimes be researched.

How do you confirm a car is genuine and original?

Each car is inspected by a specialist, with reference to chassis and engine numbers, build records and marque expertise where needed.

Do I keep ownership of my car?

Yes. You remain the owner. ALYRA holds the car only as security until the loan is repaid.

Can I repay early?

Yes. Early repayment terms are set out in your offer before you proceed.

Which marques do you accept?

ALYRA considers a range of collectible marques. If yours is not listed, you are welcome to ask.

What happens if I do not repay?

Your car is at risk if repayment obligations are not met. The consequences of non-repayment are set out in your written loan terms before you proceed.

Confidential enquiry

Request a confidential valuation.

Submit your car details for private review. An ALYRA specialist will assess the information and contact you confidentially, typically within one business day.

Your details are reviewed confidentially and are not used to publicly list, market or sell your car.

Step 1 of 3
1 Your asset 2 Your details 3 Confirm
What would you like valued?

Submitting an enquiry does not guarantee approval or funding. Loans are subject to asset type, valuation, approval, custody, documentation and agreed loan terms.

Confidential · No obligation
Request a Confidential Valuation