Private jewellery & diamond lending
Loans against jewellery & diamonds
Access loans from $50,000 to $5 million secured against eligible jewellery and diamonds, without selling the pieces you want to keep.
ALYRA lends against diamond jewellery, signed pieces, coloured stones and loose diamonds, through specialist assessment and secure custody.
Licensed pawnbroker · Specialist response usually within one business day
Keep your jewellery
A loan, not a sale.
A piece of jewellery can hold significant value while remaining something you want to keep.
ALYRA lends against jewellery and diamonds so you can access funds without parting with them. Your piece is assessed privately, held securely for the agreed term, and returned once the loan is repaid.
No auction. No public listing. No obligation.
What we lend against
Jewellery we lend against.
ALYRA lends against signed and fine jewellery with clear ownership and proven resale demand, including the houses below.
Signed pieces and certified stones typically support the strongest terms. If your piece is not listed, you are still welcome to enquire.
Loan range
How much you can borrow.
Loans range from $50,000 to $5 million. The amount available depends on the piece and its suitability as loan security.
A specialist will review the stones, certification, condition, maker, ownership records and current market demand before any offer is made.
Specialist assessment
What we assess.
Every piece is reviewed individually.
- Stones & carat weight
- Cut & quality
- Colour & clarity
- Certification (GIA/IGI)
- Metal & setting
- Maker or signature
- Market demand
- Provenance
- Authenticity
How it works
From confidential enquiry to piece return.
A simple, private process from first enquiry to the return of your piece.
- 01
Share your piece details
Submit photos, key details and any documents you have. ALYRA reviews your enquiry privately and confirms whether the piece is suitable for assessment.
- 02
Receive a specialist assessment
A specialist reviews the piece's condition, documents, value, authenticity and market demand.
- 03
Review your loan offer
If approved, you receive a written offer setting out the loan amount, fees, interest, repayment terms and redemption rights before you proceed.
- 04
Repay and retrieve your piece
Your piece is held securely during the loan term and returned once the loan is repaid under the agreed terms.
Security & custody
Securely held until repayment.
When a loan proceeds, your piece is documented on arrival, photographed and held in secure custody for the agreed term. Insurance may apply while it is held, subject to policy terms, asset approval, valuation limits and custody conditions.
You remain the owner throughout. ALYRA holds the piece only as security for the loan.
Custody process
- 1Documented on arrivalThe piece is received, identified and reviewed against available documents.
- 2Photographed & cataloguedIts condition and details are photographed and recorded before custody.
- 3Held in secure custodyThe piece is held securely for the agreed loan term, subject to custody and insurance terms.
- 4Returned after repaymentOnce the loan is repaid under the agreed terms, the piece is returned to you.
Discretion
Handled in confidence.
Your enquiry is private from the first contact.
Your piece is never listed, marketed or sent to auction. You deal confidentially through assessment, custody and completion.
Your options
Borrow or sell privately.
Borrowing may suit clients who want access to funds while keeping ownership of their piece during the loan term.
If you are ready to sell permanently, ALYRA may also provide a private purchase offer where available. Any decision to sell is considered separately from borrowing.
Your specialist
Speak with a specialist.
Eden John leads ALYRA's valuation process, with experience across high-value watches, jewellery, diamonds, and collectible assets for private clients.
From first enquiry to completion, you deal directly and confidentially.
Speak With a Specialist →Questions
Common questions.
Everything else is explained privately before you proceed. Speak with a specialist about your piece in confidence.
Request a Confidential Valuation →Can I borrow against a diamond ring?
Yes. ALYRA considers diamond and signed jewellery for lending, subject to stones, certification, condition, maker, ownership records, market demand, valuation and approval.
Do I need certificates or receipts?
Certificates such as GIA or IGI, and receipts, help establish authenticity and value, and can support stronger terms. They are not always essential. Tell us what you have.
What if I have lost the certificate?
It is still worth enquiring. A specialist can assess the piece on its own merits, and stones can be re-certified where needed.
How do you confirm a piece is genuine?
Each piece is examined by a specialist, and diamonds and gemstones are tested and verified as part of the assessment.
Do I keep ownership of my jewellery?
Yes. You remain the owner. ALYRA holds the piece only as security until the loan is repaid.
Can I repay early?
Yes. Early repayment terms are set out in your offer before you proceed.
Which houses do you accept?
ALYRA considers signed jewellery from leading houses, as well as fine unsigned pieces and loose diamonds. If yours is not listed, you are welcome to ask.
What happens if I do not repay?
Your piece is at risk if repayment obligations are not met. The consequences of non-repayment are set out in your written loan terms before you proceed.
Confidential enquiry
Request a confidential valuation.
Submit your piece details for private review. An ALYRA specialist will assess the information and contact you confidentially, typically within one business day.
Your details are reviewed confidentially and are not used to publicly list, market or sell your piece.
Request received.
Thank you. Your enquiry has been received. A specialist will review the information and contact you privately, typically within one business day.