Private gold bullion lending
Loans against gold bullion
Access loans from $50,000 to $5 million secured against eligible investment-grade gold bullion, without selling the gold you want to keep.
ALYRA lends against recognised bars and coins, subject to verification of weight, purity, ownership and authenticity, through specialist assessment and secure custody.
Licensed pawnbroker · Specialist response usually within one business day
Keep your gold
A loan, not a sale.
Gold bullion can hold significant value while remaining an asset you want to keep.
ALYRA lends against investment-grade gold so you can access funds without parting with it. Your bullion is assessed privately, held securely for the agreed term, and returned once the loan is repaid.
No public sale. No exchange listing. No obligation.
What we lend against
Bullion we lend against.
ALYRA lends against recognised investment-grade bullion with verifiable weight, purity and ownership, including the forms below.
Recognised refiners and assayed bars typically support the strongest terms. If your bullion is not listed, you are still welcome to enquire.
Loan range
How much you can borrow.
Loans range from $50,000 to $5 million. The amount available depends on the bullion and its suitability as loan security.
A specialist will verify the weight, purity, refiner, ownership and authenticity, with reference to current market pricing, before any offer is made.
Specialist assessment
What we assess.
Every holding is reviewed individually.
- Weight
- Purity & fineness
- Refiner or mint
- Assay & serial numbers
- Form (bar or coin)
- Condition
- Market price
- Ownership records
- Authenticity
How it works
From confidential enquiry to gold return.
A simple, private process from first enquiry to the return of your gold.
- 01
Share your gold details
Submit photos, key details and any documents you have. ALYRA reviews your enquiry privately and confirms whether the gold is suitable for assessment.
- 02
Receive a specialist assessment
A specialist reviews the gold's condition, documents, value, authenticity and market demand.
- 03
Review your loan offer
If approved, you receive a written offer setting out the loan amount, fees, interest, repayment terms and redemption rights before you proceed.
- 04
Repay and retrieve your gold
Your gold is held securely during the loan term and returned once the loan is repaid under the agreed terms.
Security & custody
Securely held until repayment.
When a loan proceeds, your gold is documented on arrival, photographed and held in secure custody for the agreed term. Insurance may apply while it is held, subject to policy terms, asset approval, valuation limits and custody conditions.
You remain the owner throughout. ALYRA holds the gold only as security for the loan.
Custody process
- 1Documented on arrivalThe gold is received, identified and reviewed against available documents.
- 2Photographed & cataloguedIts condition and details are photographed and recorded before custody.
- 3Held in secure custodyThe gold is held securely for the agreed loan term, subject to custody and insurance terms.
- 4Returned after repaymentOnce the loan is repaid under the agreed terms, the gold is returned to you.
Discretion
Handled in confidence.
Your enquiry is private from the first contact.
Your gold is never listed, marketed or sent to auction. You deal confidentially through assessment, custody and completion.
Your options
Borrow or sell privately.
Borrowing may suit clients who want access to funds while keeping ownership of their gold during the loan term.
If you are ready to sell permanently, ALYRA may also provide a private purchase offer where available. Any decision to sell is considered separately from borrowing.
Your specialist
Speak with a specialist.
Eden John leads ALYRA's valuation process, with experience across high-value watches, jewellery, diamonds, and collectible assets for private clients.
From first enquiry to completion, you deal directly and confidentially.
Speak With a Specialist →Questions
Common questions.
Everything else is explained privately before you proceed. Speak with a specialist about your gold in confidence.
Request a Confidential Valuation →Can I borrow against gold bars?
Yes. ALYRA considers investment-grade gold bars for lending, subject to weight, purity, refiner, authenticity, ownership records, market price, valuation and approval.
Do you lend against gold coins?
Yes. Recognised investment and collectible gold coins may be considered, subject to verification of weight, purity, condition and authenticity.
How is my gold valued?
Value is based on verified weight and purity with reference to current market pricing, alongside any collectible premium for recognised coins.
How do you confirm bullion is genuine?
Bullion is verified by a specialist, including weight, purity and refiner or mint markings, with assay testing where needed.
Do I keep ownership of my gold?
Yes. You remain the owner. ALYRA holds the bullion only as security until the loan is repaid.
Can I repay early?
Yes. Early repayment terms are set out in your offer before you proceed.
What forms of bullion do you accept?
ALYRA considers recognised bars and coins from established refiners and mints. If your bullion is not listed, you are welcome to ask.
What happens if I do not repay?
Your gold is at risk if repayment obligations are not met. The consequences of non-repayment are set out in your written loan terms before you proceed.
Confidential enquiry
Request a confidential valuation.
Submit your gold details for private review. An ALYRA specialist will assess the information and contact you confidentially, typically within one business day.
Your details are reviewed confidentially and are not used to publicly list, market or sell your gold.
Request received.
Thank you. Your enquiry has been received. A specialist will review the information and contact you privately, typically within one business day.